CD Skripsi

Dampak Pandemi Covid-19 Terhadap Kesulitan Membayar Pinjaman Pada Koperasi Topsel Wanita Mandiri Desa Toapaya Selatan Kecamatan Toapaya Kabupaten Bintan

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The number of non-performing loans of The Topsel Wanita Mandiri cooperative increased by 13% during the covid 19 pandemic. The higher non-performing loans will have an impact on the cooperative's financial performance. This study aims to identify the difficulty of borrowers paying loans during the covid-19 pandemic and analyze their impact on the financial performance of The Topsel Wanita Mandiri cooperative. The research method used is a survey method by interviewing 26 samples consisting of 25 borrowers who have businesses in services, farmers, trades and one cooperative manager. The data analysis technique used in this research is descriptive analysis and financial performance analysis. The results obtained from this study indicate that borrowers find it difficult to repay loans because business income has decreased due to the Covid-19 pandemic. The cooperative management seeks to solve the increasing arrears by providing relief in the form of an extension of the loan period. The impact of the Covid-19 pandemic on the financial performance of cooperatives (in 2020) decreased compared to before the Covid-19 pandemic (in 2019) which was marked by a decrease in profitability ratios (ROA and ROE) and an increase in the BOPO ratio.
Keywords: cooperatives, covid-19, difficulty paying loans, non-performing loans

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

1706114042

Penerbit

Pekanbaru : Universitas Riau – F.PERTANIAN – AGRIBISNIS., 2022

Deskripsi Fisik

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Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

1706114042

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

AGRIBISNIS

Info Detail Spesifik

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Pernyataan Tanggungjawab

nadya

Versi lain/terkait

Lampiran Berkas

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