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Analisis Faktor-Faktor Yang Mempengaruhi Keputusan Penyaluran Dana Pada Fintech Peer To Peer Lending Di Indonesia (Studi Kasus Pada Koinworks Financial Technology)

ABSTRACT
This study aims to analyze the influence of Interest Offered, Credit Class, Omzet Usaha, and Loan Amount on Lenders' Fund Distribution Decisions in Fintech Peer to Peer Lending in Indonesia. This is the first empirical study conducted using business financing submitted through the Peer to Peer Lending website. The data in this study were obtained through the Koinworks.com website, one of the dominant Peer to Peer Lending service providers in Indonesia. By using the purposive sampling method, the sample used in this study was 88 SMEs. This study uses logistic regression using SPSS 26. The results of this study state that: (1) the interest rate offered has a significant positive effect on the decision to distribute funds; (2) credit class has a significant negative effect on the decision to distribute funds; (3) business turnover has no significant effect on the decision to distribute funds; and (4) the amount of the loan has a significant positive effect on the decision to distribute funds
Keywords: Peer to Peer Lending, Lenders, UMKM

Ketersediaan
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Perpustakaan Universitas Riau 1902112786
1902112786
Tersedia
Informasi Detail
Judul Seri
-
No. Panggil
1902112786
Penerbit
Pekanbaru : Universitas Riau – Fakultas Ekonomi Dan Bisnis – Ilmu Ekonomi.,
Deskripsi Fisik
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Bahasa
Indonesia
ISBN/ISSN
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Klasifikasi
1902112786
Tipe Isi
-
Tipe Media
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Tipe Pembawa
-
Edisi
-
Subjek
ILMU EKONOMI
Info Detail Spesifik
-
Pernyataan Tanggungjawab
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Tidak tersedia versi lain

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