CD Skripsi
Perbandingan Pembiayaan Kpr Bersubsidi Pada Bank Syariah Dan Bank Konvensional Di Btn Kota Pekanbaru Tahun 2017-2021
ABSTRACT
The purpose of this study was to find out the components that differentiate the distribution of subsidized mortgages at BTN Syariah and conventional ones in Pekanbaru. The data used in this study is secondary data obtained in the form of reports on the number of customers who finance subsidized mortgages at BTN Syariah and conventional BTN. The type of research used is descriptive quantitative research with descriptive statistical data analysis. The results of the study show that there are components that distinguish the distribution of Subsidized KPR to BTN Syariah Pekanbaru Branch and Conventional BTN Pekanbaru Branch such as contracts at Conventional BTN Banks in the form of annuity loans and at BTN Syariah Banks in the form of mudharabah contracts, the profit scheme found in Conventional BTN Banks is Interest and Bank BTN Syariah in the form of Margin, installment elements in Bank BTN Conventional in the form of accumulated principal and interest, in Bank BTN Syariah in the form of accumulation of principal and margin. The principles of the two banks are very different and this is typical for each.
Keywords: sharia btn, conventional btn, subsidied kpr
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