CD Skripsi
Analisis Perbandingan Financial Technology Syariah Dengan Financial Technology Konvensional Di Indonesia
ABSTRACT
This study aims to compare the financial performance of sharia financial technology with conventional financial technology in Indonesia in 2021 and 2022 by using financial ratios. The financial ratios used are ROA, ROE, TKB90, and TWP90. The method used in this research is a quantitative method. The analytical model used to prove the hypothesis in this study is the independent sample t-test statistical test. The results of this study indicate that there is no significant difference between the ROA and ROE ratios of Islamic financial technology and conventional financial technology. Meanwhile, in the ratio of TKB90 and TWP90 of Islamic financial technology to conventional financial technology, there is a significant difference, where Islamic financial technology is of better quality than conventional financial technology.
Keywords: Fintech, Performance, Sharia, Conventional, T-Test
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