CD Skripsi

Penyelesaian Kredit Macet Yang Terjadi Pada Kredit Usaha Kecil Informal Pada Pt.Bpr Khatulistiwa Bonjol Kantor Pusat Di Kecamatan Lubuk Sikaping Kabupaten Pasaman Provinsi Sumatera Barat

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Banking institutions is a financial intermediary, which means that banks can obtain funds from the parties that have many funds are then channeled to those who need funds. Once the magnitude of the role of money in meeting the needs, ways to earn money as a source of revenue through the proposed loans to banks and other financial institutions. Rural Bank business one of which is providing credit, the practice of granting credit to customers there are problems facing the bad credit. PT.BPR Equator snag has some kind of credit one of them is an informal small business loans, small business loans are used by borrowers to informal working capital or investment, which is beneficial to the debtor.
In the informal small business lending to customers there are problems of bad loans made by customers PT.BPR Bonjol Equator and needed resolution. The purpose of this thesis How does the process of resolving the bad debt problem that occurs in informal small business loans on the PT.BPR Khatulisitwa Bonjol snag in the district headquarters Lubuk Sikaping, Are the factors that cause bad credit happens to small business loans in the informal PT.BPR Khatulisitiwa Bonjol headquarters in District Lubuk Sikaping, What are the obstacles that occur in the process of settlement of bad loans which occur in informal small business loans on the PT.BPR Khatulistiwa Bonjol snag in the district headquarters Lubuk Sikaping
From this research it can be concluded that the first step taken by PT.BPR Khatulisitwa Bonjol in dealing with bad loans that occurred in informal small business loans is sending warning letters, perform settlement, sells credit guarantee is the latest step taken by PT.BPR Khatulisitiwa Bonjol, factors that cause bad credit happens to small business loans in PT.BPR Khatulisitwa Bonjol informal headquarters in the District Lubuk Sikaping is abusing Debtor informal small business loans, impaired health Debtor, Debtor less able to manage credit in developing, the debtor's bad faith in the resolution of bad debts, barriers that occur in the process of settlement of bad loans which occur in informal small business loans on the Equator PT.BPR snag in the district headquarters Lubuk debtor Sikaping is bad faith, the Equator PT.BPR Bonjol must be able to draw up a mature and predictable planning carefully for the future business prospects of the debtor, the debtor in order to have a high awareness to fulfill its obligations to the bank and the debtor perform well before bank loans to the debtor should be able to estimate whether the development effort can pay the loan credit.
Keywords: -Settlement, -Bad credit, - Informal Small Business

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

09 06. 115 (0004)

Penerbit

Pekanbaru : Universitas Riau - Fakultas Hukum - Hukum Perdata Bisnis., 2015

Deskripsi Fisik

iii, 77 hlm.: ill.; 29 cm

Bahasa

ISBN/ISSN

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Klasifikasi

09 06. 115 (0004)

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

HUKUM PERDATA BISNIS

Info Detail Spesifik

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Pernyataan Tanggungjawab

DAUS

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