CD Skripsi
Cadangan Asuransi Jiwa Berjangka Dengan Metode New Jersey Berdasarkan Hukum Mortalita Makeham
This final project discusses the New Jersey method for adjusted reserve of term
life insurance using Makeham’s distribution. In this project, life annuity due
and premium for term life insurance are obtained based on Makeham’s law of
mortality. By using the value of annuity due and premium insurance it can be
determined the adjusted reserve calculation with New Jersey method based on
Makeham’s distribution. This study shows that the adjusted reserve by New
Jersey method based on Makeham’s distribution is smaller than the reserve
value without New Jersey method.
Keywords: New Jersey method, Makeham distribution, term life insurance,
premium, life annuity, adjusted reserve
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