By : Agnes Theresa Tambun Email : [email protected] IMPACT OF FINANCIAL LITERACY AND USE OF FINANCIAL TECHNOLOGY ON MSME PERFOMANCE ( STUDY ON MSME PERFOMANCE IN THE CULINARY SECTOR USING THE IRON APLICATION IN PELALAWAN REGENCY ) Supervisor : Ruzikna Business Administration Study Program Department of Administratice Science Faculty of Social and Political Science Ri…