CD Skripsi
Pengaruh Suku Bunga Deposito Dan Pendapatan Perkapita Terhadap Simpanan Deposito Berjangka 1 Bulan Pada Bank Tabungan Negara Di Indonesia Periode 2001 – 2020
ABSTRACT
This study aims to analyze the effect of deposit interest rates and per capita
income on 1-month time deposits at Bank Tabungan Negara (BTN) Indonesia. This
research is carried out in Indonesia for the period of 2001-2020. The time period
preferences is based on the data available at BTN annual report. This resarch is a
descriptive and quantitative research. The statistics analytical model used to indicate
the long run dan short run effect between dependent variabel and independent
variabels in this reserach is Error Correction Model (ECM) using E-views 10
software.
The results of this study indicate that in the long run, time deposit interest
rates do not have significant effect on 1-month time deposits, while income per capita
has significant and positive effect on 1-month time deposits at the State Savings Bank.
In the short term, deposit interest rates have a significant negative effect on 1 month
time deposits, while income per capita has a significant positive effect on 1 month
time deposits.The ststistics also indicates that the speed of adjustment from short run
to long run is 1 month.
Keywords: 1 Month Time Deposit, Deposit Interest Rate, Per capita Income, and
Error Correction Model (ECM)
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