CD Skripsi
Pertanggung jawaban Pidana Perusahaan Pembiayaan Terhadap Tindak Pidana Yang Dilakukan Debt Collector Dalam Penagihan Kredit Bermasalah Di Kota Pekanbaru
ABSTRACT
Coercion and threats of confiscation are often carried out by debt-collectors who are
given the task by the leasing party to withdraw vehicles whose installments are stuck,
with certain conditions. However, this creates problems for the leasing company,
because the leasing party, according to the author, must be held criminally
responsible for the coercion and threats of confiscation that occur to the debtor
community, and in Law Number 42 of 1999 concerning Fiduciary Guarantees, it
shows that the right of execution is the authority of the court. , not the authority of the
seller of debt collection services that are often hired by leasing parties
The purpose of this research is to. to find out the company's criminal responsibility
for crimes committed by debt collectors in collecting non-performing loans in the city
of Pekanbaru. to find out legal protection for the debtor community from crimes
committed by debt collectors.
The type of research used in this research is sociological legal research, namely
research conducted by identifying the law and how the effectiveness of the
implementation of the law applies in society or reviewing the situation through
problems in the field associated with applicable legal aspects.
The results of this study are regarding the use of third parties, the responsibility is
also borne by the financing institution because the third party (debt collector) acts on
behalf of the financing institution with a power of attorney relationship. Clear rules
are needed regarding debt collectors in collecting receivables in the laws and
regulations . So that with clear rules, in collecting receivables carried out by debt
collectors, deviations in this case can be avoided and do not drag banks into criminal
acts committed by third parties (debt collector)
Keywords: Responsibility-Lessor-Debt Collector
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