CD Skripsi

Pelaksanaan Perlindungan Hukum Terhadap Ahli Waris Dalam Penyelesaian Klaim Pada Perusahaan Asuransi Jiwa Pt. Sun Life Financial Indonesia Di Pekanbaru

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Implementation of submitting life insurance claims by heirs to PT. Sun Life Financial Indonesia in Pekanbaru often happens when the insured submits a claim to the insurance company and it is not always accepted because there are things that cause the application to be rejected, namely related to the results of investigations that are less transparent in providing reasons and grounds for rejection, therefore the aim of the research Firstly, to find out the implementation of legal protection for heirs regarding heir rights at the life insurance company PT Sun Life Financial Indonesia in Pekanbaru. Second, to find out the legal efforts of heirs regarding heir rights at the life insurance company PT Sun Life Financial Indonesia in Pekanbaru.
The research method in this thesis uses a type of sociological legal research, namely research on the effectiveness of law in society. The nature of this thesis research is descriptive research that systematically describes the facts and characteristics of the object being studied accurately. The data collection technique in this research is the interview method and literature review, then after the data is collected it is then analyzed to draw conclusions.
Based on research conducted, legal protection for heirs regarding heir rights at the life insurance company PT Sun Life Financial Indonesia in Pekanbaru is not in accordance violates Article 31 verses 3 and 4 law Number 40 of 2014 concerning Insurance because in principle the company should provide protection and comfort to customers and be open in providing information regarding rejection of life insurance claims. The legal action taken by the heirs regarding their rights to the life insurance company PT Sun Life Financial Indonesia in Pekanbaru is difficult to take because the rejection of the life insurance claim is final and from the inaccurate results of the investigation the company is freed from its obligation to provide compensation and does not accept criticism from heirs because the results of the investigation cannot be contested. Meanwhile, if you take the non-litigation route or mediation outside the court, it still cannot be done because PT. Sun Life Financial Indonesia in Pekanbaru has not registered its company with the membership of an official independent institution under the OJK (Financial Services Authority), in this case the company certainly violates Article 54 of the 2014 Insurance Law which requires insurance companies to become independent and impartial institutions.

Keywords: Legal Protection-Life Lnsurance-Policy Holder

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

1909155830

Penerbit

Pekanbaru : Universitas Riau - F. Hukum - Hukum Perdata Bisnis., 2024

Deskripsi Fisik

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Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

1909155830

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

HUKUM PERDATA

Info Detail Spesifik

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Pernyataan Tanggungjawab

Vina

Versi lain/terkait

Lampiran Berkas

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