CD Skripsi

Pengaruh Inflasi, Non Performing Loan (NPL), Dan Dana Pihak Ketiga (DPK) Terhadap Penyaluran Kredit Konsumsi Bank Umum Di Provinsi Riau Tahun 2009-2023

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Community economic activities and the country’s economy as a whole can’t be separated from banking. Banking has a big influence on economic growth, one of which is the credit distribution process. In its development, in Indoneisa especially in Riau Province, the credit disbursed by banks is very diverse, one of which is consumer credit. Currently,consumption by Indonesia people is being intensified by the government to increase economic growth as one of thr largest contributors to Indonesia’s GDP. In the credit distribution process, several factors need to be taken into account, including Inflation, Non-Performing Loans (NPL), and Third Party Funds (DPK). The aim of this research is to determine the influence of Inflation, Non-performing Loans (NPL), and Third Party Funds (DPK) on the Distribution of Commercial Bank Consumer Credit in Riau Province.
This research design uses research eith hypothesis testing. The population in this research is commercial bank in Riau Province in 2009-2023.This research uses a descriptive quantitative method with a multiple linear regression analysis model which ia analysed using SPSS 25. From the results of has research that has been carried out, it shows that the inflation variable in Riau has a negative and insignificant effect on the distribution of consumer credit by commercial banks in Riau. Meanwhile, the NPL and DPK variables have a positive and significant influence on the distribution of consumer credit to commercial banks in Riau.
Keywords: Inflation, Non-Performing Loans (NPL), Third-Party Funds (DPK), Distribution of Consumer Credit

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

2002113381

Penerbit

Pekanbaru : Universitas Riau - FEB - Ilmu Ekonomi., 2024

Deskripsi Fisik

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Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

2002113381

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

ILMU EKONOMI

Info Detail Spesifik

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Pernyataan Tanggungjawab

Vina

Versi lain/terkait

Lampiran Berkas

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