Image of Analisis Permasalahan Tunggakan Pinjaman Dan Dampaknya Terhadap Kinerja Keuangan Pada Unit Usaha Simpan Pinjam Bumkam Di Kampung Belading Kecamatan Sabak Auh Kabupaten Siak
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Analisis Permasalahan Tunggakan Pinjaman Dan Dampaknya Terhadap Kinerja Keuangan Pada Unit Usaha Simpan Pinjam Bumkam Di Kampung Belading Kecamatan Sabak Auh Kabupaten Siak

ABSTRACT
The aims of this study are (1) Identifying the causes of loan arrears in the BUMKAM savings and loan business unit in Belading Village, Sabak Auh District, Siak Regency. (2) Identifying efforts to resolve the problem of loan arrears at the BUMKAM savings and loan unit in Belading Village, Sabak Auh District, Siak Regency. (3) Analyzing the impact of loan arrears on financial performance in the savings and loan business unit of BUMKAM in Belading Village, Sabak Auh District, Siak Regency. The analysis used to answer the first objective is quantitative descriptive analysis with a Likert scale, the analysis used to answer the second objective is the analysis of management perceptions in resolving loan arrears problems, the analysis used to answer the third objective is financial performance analysis by calculating ROA and ROE values. Based on the research results, the causes of loan arrears are the character, capital, capacity and economic conditions of the borrower. Efforts by the management of BUMKAM Belading Sejahtera to resolve the problem of loan arrears in the Savings and Loan Unit, namely by rescheduling, reconditioning, combination, execution. The problem of loan arrears at the BUMKAM Belading Sejahtera Savings and Loan Unit has an impact on the Return on Equity (ROE) ratio, the percentage value of which is 5% - 10%, which is categorized as sufficient. This means that the company is less able to generate profits with capital due to the large number of arrears from borrowers.
Keywords: Loan defaults, BUMKAM, financial performance

Ketersediaan
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Perpustakaan Universitas Riau 1806110665
1806110665
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Judul Seri
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No. Panggil
1806110665
Penerbit
Pekanbaru : Universitas Riau – F.PERTANIAN – AGRIBISNIS.,
Deskripsi Fisik
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Bahasa
Indonesia
ISBN/ISSN
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Klasifikasi
1806110665
Tipe Isi
-
Tipe Media
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Tipe Pembawa
-
Edisi
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Subjek
Agribinis
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