CD Skripsi

Determinan Profitabilitas Bank Perkreditan Rakyat Pasca Pandemi Covid 19 Di Indonesia Pada Tahun 2022 - 2024

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ABSTRACT
This study aims to analyze the factors influencing the profitability of Rural Banks
(BPR) in Indonesia after the COVID-19 pandemic. Profitability is measured using
Return on Assets (ROA), with independent variables including Operational
Efficiency measured by the Operating Expense to Operating Income Ratio (BOPO),
Company Growth measured by Asset Growth (AG), and Leverage measured by the
Debt to Equity Ratio (DER). This research uses a quantitative approach with
secondary data obtained from the annual financial statements of BPRs in
Indonesia. The population of this study consists of all BPRs registered with the
Financial Services Authority (OJK). The sample was selected using the stratified
random sampling method, resulting in 210 observations over two years. Data were
analyzed using SPSS version 23. The data analysis and hypothesis testing to
examine each variable were conducted using descriptive statistics, classical
assumption tests, multiple regression analysis, and t-tests.The results of the study
indicate that operational efficiency (BOPO) and leverage (DER) have a significant
negative impact on ROA, while company growth (AG) does not have a significant
effect. These findings emphasize that Operational Efficiency and leverage are
crucial factors in determining the profitability of BPRs in the post-pandemic period.
Keywords: Operational Efficiency, Company Growth, Leverage, Profitability

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

2102113837

Penerbit

Pekanbaru : Universitas Riau – F.EKONOMI DAN BISNIS – MANAJEMEN., 2025

Deskripsi Fisik

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Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

2102113837

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

MANAJEMEN

Info Detail Spesifik

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Pernyataan Tanggungjawab

daus

Versi lain/terkait

Lampiran Berkas

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