CD Skripsi
Analisis Perbandingan Kinerja Keuangan Antara Perbankan Syariah Dengan Perbankan Konvensional
This study aimed to compare the financial performance between conventional banking with Islamic banking by using financial ratios, among others; CAR, NPL, ROA, ROE, ROA and LDR to measure the financial performance of the two banks. The data used in this study is Condensed Financial Statements for the period December 2007-December 2011. After passing through the stage purposive sample ¸ decent sample used by 2 Islamic banking and 7 conventional banking.
The results of this study showed that during the study period there is a difference between Islamic banking with conventional banking, but not significant. Some conventional banking financial ratios have a quality score above the Islamic banking, among others; CAR, NPL, ROA and ROA, but most of that is the ratio of the value of ROE and LDR Islamic banking has better quality than the conventional banking. This indicates that Islamic banking is able to compete with conventional banking to exist in the banking sector in terms of financial performance.
Keywords: financial performance, financial ratios, Islamic banking and conventional banking
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