CD Tesis
Analisis Pengaruh Faktor Internal Dan Eksternal Perbankan Terhadap Penyaluran Kredit Perbankan Di Indonesia (Studi Pada Perbankan Yang Terdaftar Di BEI Periode 2009 – 2016)
This study aims to analyze the influence of Capital Adequacy Ratio (CAR), Return on Assets (RoA), Operating Income Operating Cost (BOPO), Non-Performing Loan (NPL), Net Interest Margin (NIM), Loan to Deposit Ratio (LDR), BI Rate, Inflation, Exchange Rate, and Gross Domestic Product (GDP) on Banks’ Credit Supply in Indonesia during period 2009-2016.
The population in this study is all banks listed in Indonesia Stock Exchange. Sample of 24 companies. Data analysis using multiple linear regression.
The results of this study conclude that there is influence of Capital Adequacy Ratio (CAR), Return on Assets (RoA), Operating Income Operating Cost (BOPO), Loan to Deposit Ratio (LDR), and Gross Domestic Product (GDP), while Non-Performing Loan (NPL), Net Interest Margin (NIM), BI Rate, Inflation, and Exchange Rate have no effect on Banks’ Credit Supply in Indonesia during period 2009-2016.
Keywords : Credit Supply, and Banks’ Internal and External Factors.
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