CD Skripsi

Pelaksanaan Penetapan Nilai Limit Pada Objek Lelang Hak Tanggungan Oleh Pt. Bank Mandiri, Tbk Business Banking Center Pekanbaru

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ABSTRACT

Auction activities are sales that offer prices that are getting lower or lower. Auction is considered as the main way to resolve problem loans. The definition of the auction is contained in Article 1 of Decree of the Minister of Finance Number 27 / PMK.06 / 2016 Regarding the Bidding Implementation Guideline which states that: reach the highest price, which is preceded by an auction announcement. "
In the case of Bank Mandiri vs. Meini Supriatni, Meini Supriatni as the debtor has defaulted so that her credit guarantees are auctioned by an independent bank with the broker KPKNL Pekanbaru. The value of the limit offered by an independent bank is considered very low and the offer of credit collateral goods only attract 1 (one) buyer, so the proceeds from the sale of the credit guarantee are the same as the value of the offered limit plus the auction fee. This is certainly detrimental to the debtor as the previous owner of the collateral.
In this study the authors use the empirical method, another term used is sociological. This descriptive sociological research was carried out in the area of Bank Mandiri, Tbk, Pekanbaru Business Banking and the Office of State Assets and Auction Services in Pekanbaru.
From the research and discussion, it concludes that, firstly the implementation of the determination of the limit value on the auction object is the authority of the seller, the low limit value is the responsibility of the seller. In the law, it has not been explained in more detail how the method of determining the limit value is implemented. Second, the seller's responsibility for setting limit values has not been regulated in detail in the law, resulting in a legal vacuum that creates a legal dispute. If according to the debtor the value of the limit set at the auction object is too low, the debtor will sue the creditor in relation to the results of the auction whose limit value is low.
Keywords: Low-Limit Value-Assurance Auction

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

09 04. 119 (0207)

Penerbit

Pekanbaru : Universitas Riau – Fakultas Hukum – Hukum Pidana., 2019

Deskripsi Fisik

xi, 71 hlm.; ill.; 29 cm

Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

09 04. 119 (0207)

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

HUKUM PERDATA

Info Detail Spesifik

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Pernyataan Tanggungjawab

DAUS

Versi lain/terkait

Lampiran Berkas

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