CD Skripsi
Pengaruh Inflasi Dan Loan To Deposit Ratio (Ldr) Terhadap Suku Bunga Deposito Berjangka Satu Bu
This study aimed to analyze how the inflation rate, and loan to deposit
ratio (ldr) effects on Interest Rate Of One-Month Time Deposit Commercial Bank
In Indonesia 2015-2018. Data that will be used in this study is secondary time
series data from January 2015 to December 2018. Data sourced from Bank
Indonesisa, Otoritas Jasa Keuangan and Badan Pusat Statistik. Analysist method
that used in this study is linear regression model based on the SPSS program
16.0. The hypothesis testing is using the F test and the T test. In addition, the
testing is also done using the classic assumption test.
The result of the research shows simultaneously the variable of inflation and
loan to deposit ratio (LDR) on interest rate of one-month time deposit commercial
bank in Indonesia 2015-2018 with f-statistik equal to 43,339 and significant level
0.000, obtained value of r adjust square equal to 0.658 which means 65,8 percent
interest rate of one-month time deposit commercial bank in Indonesia 2015-2018
is influenced inflation and loan to deposit ratio (LDR) while the remaining 34,2
percent is influenced by other variables outside the research. From the results of
partial test obtained t-statistik for inflation is equal to 8,496 with significant 0.000
which means reward for the results have a significant effect on interest rate of
one-month time deposit commercial bank in Indonesia 2015-2018 while t-statistik
for inflation is equal to 2.019 with significant 0.049 which means and loan to
deposit ratio (LDR) also has effect to interest rate of one-month time deposit
commercial bank in Indonesia 2015-2018.
Keywords : Inflation rate, Loan To Deposit Ratio (LDR), and Interest Rate of
One-Month Time Deposit.
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