CD Tesis
Efektivitas Pemberdayaan Masyarakat Melalui Program Usaha Ekonomi Kelurahan Simpan Pinjam (UEK-SP) Di Kelurahan Tanah Merah Kecamatan Pasir Penyu Kabupaten Indragiri Hulu Tahun 2015-2017
Several central and local government programs to address poverty include Savings and Loans in Kelurahan / Desa. Indragiri Hulu Regent Regulation Number 52 of 2012, Regarding Program Guidelines / Technical Guidelines for Village Economic Empowerment regarding success measures in accordance with the Technical Guidelines / Program Guidelines. Based on the above points, it is important to research the effectiveness of community empowerment through the Savings and Loans Village (UEK-SP) Economic Business Program in Tanah Merah Village, Pasir Penyu District, Indragiri Hulu Regency in 2015-2017. This study aims to determine the Effectiveness of Community Empowerment through the Economic Business Program of the Savings and Loans Village (UEK-SP) in Tanah Merah Village, Pasir Penyu District, Indragiri Hulu Regency 2015-2017 and to find out the obstacles in the Effectiveness of Community Empowerment through the Economic Business Program of the Savings and Loans Village. (UEK-SP) in Tanah Merah Village, Pasir Penyu District, Indragiri Hulu Regency 2015-2017.
The research method used is a qualitative method. This study uses the theory of effectiveness Goggin, et al in Sumaryadi (2005). The data collection technique is done through in-depth interviews, observations and documents. The determination of informants was done through purposive method, as many as 14 (fourteen) informants.
The results showed that the implementation of the Economic Business program of the Savings and Loans Village (UEK-SP) in Tanah Merah Village, Pasir Penyu District, can be said to have not been effective. This can be seen from the three indicators used to see the effectiveness of the UEK-SP Program, namely the process, input and outcome. The first is the process, which is where the socialization and verification are not optimal so that the community does not understand the purpose of the UEK-SP. Second, the output is also not in accordance with the objectives of the program, even though the rate of return of funds is smooth and not smooth, the loan funds are not used for business interests and the funds are not on target. Third, the outcome of the UEK-SP of Tanah Merah Village was not in accordance with the objectives, the current loan funds were returned but it turned out that many of the beneficiaries' businesses did not
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develop or remain so that the purpose of establishing the UEK-SP program had not been achieved. Obstacles in the implementation of the Urban Savings and Loans (UEK-SP) Economic Business program in Tanah Merah Village are the lack of resources, either Human Resources or executors, in conducting audits of people who apply for borrowing funds from this program. The source of budget funds is also minimal, so that it has an impact on outreach activities and additional field implementers. Economic factors are also an obstacle so that people still use these funds to meet their daily needs or consumptive because the economy is not good, so that the purpose of this program as community empowerment is not implemented properly. Communication between the implementer and the community is still not going well so that the community is still minimal in getting information related to this program. Furthermore, supervision is still lacking by several parties such as Non-Governmental Organizations and Community Empowerment Institutions in Tanag Merah Village.
Key Words: Effectiveness, Community Empowerment, UEK-SP
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