ABSTRACT Home ownership loan (KPR) is one of the most popular banking products by the public. As one way to own a house, mortgages provide many advantages for customers, such as ease in paying installments and the ability to own a house quickly. However, on the other hand, mortgages also have a fairly high risk of noan performing loan. Mortgage noan performing loan is a problem that is of…
ABSTRACT The problem that often arises in the implementation of credit agreements is a situation where the debtor is negligent in carrying out his obligations or what is usually called default. The fact that often occurs in the field is that debtors are late in making payments, both installments and interest. Therefore, every time the bank extends credit, in practice the bank always asks the d…
ABSTRACT Cooperatives have an important role in economic activities, especially rural communities who carry out business activities in the economic sector related to agriculture. Article 1 of Law Number 25 of 1992 concerning Cooperatives is a business entity consisting of individuals or cooperative legal entities with the basis of its activities based on cooperative principles as well as a peo…
ABSTRACT The norms in consumer protection law are the consumer protection law system as an "umbrella law" which becomes the criteria for measuring allegations of violations of consumer rights, which were originally expected by all parties to be able to provide solutions for resolving cases that arise. as the implementation of the law. It turned out that in its application there was an imb…
ABSTRACT The limitative evidentiary system in Law Number 5 of 1999 Concerning Monopolistic Practices and Unfair Business Competition creates rigidity in the implementation of circumstantial evidence in the handling of cartel cases in Indonesia. This rigidity can be seen in article 42 which does not accept an indirect evidentiary system as valid and independent evidence. Even though cartel case…
ABSTRACT Agreements can be made in written or oral form, and it is not uncommon to find agreements made secretly. Oral agreements occur a lot in social life, oral agreements are the realization of the principle of consensualism, which comes from the Latin consensus. This means that in principle an agreement that arises has been born from the moment the agreement is reached. The formulation of …
ABSTRACT PT Amartha Micro Fintech comes with the aim of increasing UMKM through a group of underprivileged women by providing financing services aimed at business capital. The financing provided by Amartha to the underprivilaged woman’s group uses sharia principles with a mudharabah contract that utilizes information technology in its funding activities (fintech). Even though the application…
ABSTRACT Car rental agreements are often used by the community to fulfill their needs, so that the implementation often creates a problem, where the tenant defaults on the contents of the lease agreement that has been made by the party that rents out. So that in the end there was a dispute between the two parties. The purpose of this study is to find out the process of implementing the agr…
ABSTRACT This study aims to find out how the legal protection for PT. Richtie Global for late payment of wages. The formulation of the problem posed is how is the legal protection for PT. Richtie Global regarding late payment of wages and how to resolve delays in payment of labor wages at PT. Richtie Global. The type of research used is sociological juridical, namely research conducted by…
ABSTRACT The development of the internet provides many conveniences for humans to continue to make it easier to carry out their daily activities, including buying and selling. The development of buying and selling has made people create effective and efficient systems such as e-commerce. E-commerce is experiencing very rapid development so that companies create Marketplaces. Marketplace as an …
ABSTRACT The main problem with Government Regulation Number 35 of 2021 concerning Work Agreements for Specific Periods, Outsourcing, Working Time and Break Time, and Termination of Employment is that through this regulation, severance pay for victims of layoffs is only half of the rule if a number of conditions are met. One of them, severance half of the provisions if the company closes a…
ABSTRACT One of the Shopee marketplace strategies in increasing the number of visitors is a sales promotion strategy through social media by providing loyalty gifts, such as cashback and giveaways to consumers. The goal is for consumers to feel satisfied and interested in making purchases again. One of the events that the Shopee marketplace regularly participates in is Flash Sale. Flash sales …
ABSTRACT Fundraising in Indonesia is a philanthropic activity that requires legal and sociological attention. The fundraising activity is a reflection that humans have an ethic of care for each other. In Indonesia, the implementation of the fundraising is regulated in Law Number 6 of 1961 concerning the Collection of Money and Goods. This law is the basic guideline for every platform that …
ABSTRACK Agreement, is a legal relationship (rechbetrekking) concerning the law of wealth between two or more persons (persons) or more, which gives rights to one party and obligations to the other party regarding an achievement. The agreement between PT. Application Karya Anak Bangsa which is an electronic application that distributes services and community needs, one of which is a system…
ABSTRACT Law 8 of 1999 on Consumer Protection has guaranteed legal certainty to protect consumers. This research is related to legal protection for consumers against drinking water depots in Pekanbaru City. The development of drinking water depots has an impact on consumer concerns. Therefore, it is necessary to study first, legal protection for consumers of drinking water depots in Pekanbaru …
ABSTRACT Termination of employment often triggers industrial relations conflicts between workers and employers. The country of Indonesia is currently experiencing a very high economic crisis caused by the emergence of the spread of the Corona Virus. Which is where many companies do layoffs. Labor is an important factor in a company. Companies have an obligation to comply and fulfill emplo…
ABSTRACT Article 1313 of the Civil Code concerning agreements, which states that "An agreement is an act by which one or more people bind themselves to one or more people. Endorsement agreements between Influencers and Online Shops verbally which often lead to defaults. The purpose of writing this thesis is first, to find out why influencers do not carry out endorsement agreements that are…
ABSTRACT Non-perfomance of contract is a condition where one or both parties bound in an agreement not carrying out obligations or achievements according to what is written in the agreement that has been agreed upon. In this case, the seller or the housing developer named PT. Cahaya Meranti Internasional (CMI), committed a Non-perfomance of contract against the buyer (member of the Meranti Isl…
ABSTRACT Law Number 28 of 2014 concerning copyright, hereinafter referred to as the Copyright Law in Article 1 Paragraph 1, says that copyright is the copyright of the creator that arises automatically based on the declarative principle after a work is realized in a tangible form without reducing the complexity in accordance with the provisions of the legislation. One of the intellectual p…