CD Skripsi
Pengaruh Inklusi Keuangan Dan Kompetensi Sumber Daya Manusia (Sdm) Terhadap Kinerja Umkm Dengan Ketidakpastian Lingkungan Sebagai Variabel Moderating (Studi Empiris Pada Umkm Kecamatan Lima Puluh, Kota Pekanbaru)
This study aims to analyze the effect of financial inclusion and human
resource competence (HR) on the performance of micro, small, and medium
enterprises with environmental uncertainty as a moderating variable in Lima
Puluh District, in Pekanbaru.
The data used in this study is primary data, with a questionnaire as an
instrument. The method used for sample selection is a non-probability sampling
technique. In this study, the total of UMKM in Lima Puluh district was 306
UMKM. The research sample is 174 UMKM. However, only 164 UMKM
answered the questionnaire and could be processed. The data analysis technique
used in this research is multiple linear regression analysis and moderation
regression analysis using data processing software Statistical Products and
Service Solutions (SPSS) version 22.
The results showed that financial inclusion and human resource
competence (HR) had an effect on the performance of micro, small, and medium
enterprises. Moderation regression analysis shows that environmental uncertainty
can moderate or strengthen the effect of financial inclusion and human resource
(HR) competence on the performance of micro, small, and medium enterprises.
Keywords: Financial Inclusion, Human Resource Competence (HR),
Environmental Uncertainty, and The Performance of micro, small,
and medium enterprises
Tidak tersedia versi lain