Pakistan is one of the countries most vulnerable to the effects of climate change. The climate crisis in Pakistan reached its peak in 2022 with nationwide flooding that caused massive losses and damage and triggered a massive internal displacement of the population. Not only did the disaster affect the local population, but it also impacted refugees, particularly Afghan refugees who had long so…
Uncontrolled population growth can cause various problems, such as an increasingly rapid population growth rate, population density and uneven population distribution, as well as an increase in poverty levels due to the demographic bonus. As the capital city of Riau Province, Pekanbaru continues to experience an increase in population every year, which impacts the burden on public services and …
This study aims to analyze Indonesian public sentiment regarding the issue of Indonesia's participation in the BRICS Summit through the social media platform Twitter (X). The method used in this research is the Convolutional Neural Network (CNN) for sentiment classification, combined with Fasttext as the word embedding technique. Data were collected through web scraping, resulting in 2,025 twee…
Digital transformation has driven Bank Negara Indonesia (BNI) to introduce the wondr by BNI application as a replacement for BNI Mobile Banking. This study aimed to analyze user sentiment regarding this transition through user reviews collected from the Google Play Store. A total of 35,644 review data were classified into three sentiment categories: positive, neutral, and negative. To address c…
Makeham’s law considers two mortality rates, namely a constant mortality rate representing deaths due to factors unrelated to age, such as accidents or conge- nital diseases, and a mortality rate that increases with age due to senescence. This renders Makeham’s law to provide a precise calculation of mortality proba- bilities, thereby a more accurate calculation of premium reserves and miti…
Life risks such as accidents, illness, and death can happen to anyone and anywhere. So one way to reduce the possibility of this happening is to take out insurance, especially dual-purpose life insurance that provides protection both when the insured lives until the end of the coverage period or dies in the insurance period. This final project discusses the calculation of premium rese- rves for…
ABSTRACT The phenomenon of unlicensed racing or illegal racing is increasingly prevalent in the jurisdiction of the Mandau Sector Police, especially at night until the early morning. This activity is not only unlawful but also causes public unrest and disturbs public order. Although the police have taken action, similar cases remain recurring and indicate the weak effectiveness of law enfo…
ABSTRACT The phenomenon of love scamming, a form of digital fraud based on deceptive romantic relationships, has increasingly emerged in line with the rapid advancement of information technology. Offenders exploit social media platforms and dating apps to build false emotional connections with the intent of financial exploitation. In West Sumatra, this type of crime has raised significant …
ABSTRACT The aim is to determine the differences in risk-taking courage, self-efficacy, motivation and entrepreneurial interest between management and economics students, to determine the effect of courage to take, self-efficacy and entrepreneurial motivation partially and simultaneously on entrepreneurial interest The population of this study were students of the Department of Management …
ABSTRACT The purpose of this study was to determine the differences in entrepreneurship education, personality, entrepreneurial mindset, and entrepreneurial interest between accounting and economics students. To determine the effect of entrepreneurship education, personality, and entrepreneurial mindset partially and simultaneously on entrepreneurial interest of students majoring in accoun…
ABSTRACT This study aims to determine the effect of conversion on mudharabah financing at Bank Riau Kepri before and after conversion. The data used in this study are secondary data obtained from financial reports published in general on the official website of Bank Riau Kepri (BRK) for the period 2021-2023. The data analysis technique used is nonparametric analysis using the Wilcoxon test…
Rahmi Aulia There are various factors that cause women to experience difficulties in getting work, even though they already have a bachelor's degree. Some of them are influenced by age, salary, work experience and GPA. Therefore, researchers conducted an analysis of the factors that influence the length of time looking for work for women graduates of the Development Economics Study Program…
ABSTRACT Credit distribution is the main activity of banks in distributing and to the community or customers in the form of loans that aim to obtain income. This study aims to analyze the influence of capital adequacy, third-party funds, loans on deposits and digital banking transactions on credit disbursement. This study uses a quantitative approach with the population of banking companie…
ABSTRACT This study aims to examine the influence of leadership and accounting capacity on village financial accountability with the quality of financial reports as a mediating variable. The population in this study were all villages in Kuantan Tengah District and Pangean District, Kuantan Singingi Regency. The sampling technique in this study was proportional stratified random sampling wi…
ABSTRACT This study aims to analyze the influence of auditor competence, independence, and ethics on audit quality at the BPKP Representative Office in Riau Province. Quality audits are crucial in supporting accountability in state financial management, and are influenced by both technical and ethical factors of the auditors themselves. The research method used is quantitative with an asso…
ABSTRACT Earnings management is a managerial action in choosing accounting policies with the aim of influencing profit figures to fulfill certain interests. This study aims to analyze the effect of company size, profitability, leverage, and tax avoidance on earnings management moderated by the role of managerial ownership. The study used a quantitative approach with a population of infrastruct…
ABSTRACT Hydrological analysis requires input from various data to be able to perform a good analysis. One of the most important data to be used in hydrological analysis is rainfall data. Rainfall is an important parameter to estimate the water available for plants and also to determine the hydrological quantities to be used. Rainfall data in a watershed can be used in various fields. In this …
ABSTRACT Nowadays, developments in the legal aspect have created many changes to the conditions of government in a country. One of the major changes currently being highlighted by the public in Indonesia is the role of the judiciary, namely the Constitutional Court (MK). The public's great attention to the Constitutional Court cannot be separated from several incidents that occurred, one o…
ABSTRACT A sole proprietorship is a legal entity structured in a manner akin to a corporation. However, there exists a notable lack of legal synchronization in the regulations governing sole proprietorships, particularly regarding their formation and essential elements. This discrepancy is evident within the legal hierarchy, both vertically and horizontally. Such inconsistencies can result…
ABSTRACT This study explores the implementation of Article 71 Paragraph (6) of Pekanbaru City Regional Regulation Number 7 of 2020 concerning the Spatial Plan (RTRW) of Pekanbaru City for the period 2020–2040, particularly in addressing flood disasters in Tuah Madani District. The recurring flood issues in this area are caused by several factors, including inadequate drainage systems, a …