CD Skripsi
Analisis Produk Domestik Regional Bruto (Pdrb), Inflasi , Dan Non Performing Loan (Npl) Terhadap Penyaluran Kredit Konsumtif Pada Bank Umum Provinsi Riau Periode 2009-2020
ABSTRACT
This research aims to find out the effect of Gross Regional Domestic
Product (PDRB), Inflation and Non Performing Loan (NPL) on Consumptive
Credit Distribution in Commercial Banks of Riau Province Period 2009-2020
The data used in this study is annual data from 2009 to 2020. The method
used is quantitative with data analysis a multiple linear regression analysis model
of ordinary least squares (OLS) approach using the Eviews 10 statistics program.
The results of this study found that PDRB, Inflation and NPL together
(simultaneously) affect the distribution of consumptive credit by a significant 5%.
Partially, PDRB has a positive and significant effect on consumptive credit
distribution, inflation has a negative and significant effect on consumptive credit
distribution. and NPL has a positive and significant effect on consumptive credit
distribution. Variations in factors that affect consumptive credit distribution are
described in pdrb, inflation and NPL together by 96.04% (adjusted R2 = 0.960498)
while the remaining 3.96% is explained by other variables not included in the study.
Keynote : GRDP, Inflation, NPL, Consumptive Credit Distribution
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