CD Skripsi
Pengaruh Pengetahuan Keuangan Dan Sikap Keuangan Terhadap Perilaku Manajemen Keuangan (Studi Pelaku Umkm Makanan Dan Minuman Di Kecamatan Sail Kota Pekanbaru)
ABSTRACT
By: ECHI LIANA SESMITHA
Email : [email protected]
THE INFLUENCE OF FINANCIAL KNOWLEDGE AND FINANCIAL ATTITUDES ON FINANCIAL MANAGEMENT BEHAVIOR (Study of Food and Beverage MSME Actors in Sail District, Pekanbaru City)
Supervisor: Ruzikna
Business Administration Study Program, Department of Administrative Science
Faculty of Social and Political Sciences, Riau University, Pekanbaru
Indonesia
Campus Bina Widya
HR. Soebrantas Street Km. 12.5 Simpang Baru, Pekanbaru 28293
Telp/Fax. 0761-63277
This study aims to determine whether financial knowledge influences financial management behavior, to determine whether financial attitudes affect financial management behavior, and to determine whether financial knowledge and financial attitudes influence financial management behavior. The research method used is quantitative method and uses secondary data and primary data. Primary data was obtained from respondents who were collected through a questionnaire consisting of 19 questions. The sample consisted of 76 respondents from a population of 317 business actors using a proportional random sampling technique. The scale of measurement uses a Likert scale. Data analysis included: validity test, reliability test, multicollinearity test, heteroscedasticity test, normality test, multiple linear regression test, t test, f test, and test of the coefficient of determination. The data analysis technique of this research uses SPSS. The results of this study indicate, (1) There is a significant influence of financial knowledge on financial management behavior in MSME actors in Sail District, (2) There is a significant influence of financial attitudes on financial management behavior in MSME actors in Sail District, and (3) There is significant effect of financial knowledge and financial attitudes on financial management behavior in MSME actors in Sail District..
Keywords: financial knowledge; financial attitude; and financial management behavior
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