CD Skripsi
Analisis Pembiayaan Usaha Nelayan Tangkap Dari Sumber Nonformal Di Kecamatan Kuala Indragiri Kabupaten Indragiri Hilir Provinsi Riau
Funding for fishermen's enterprises refers to the amount of costs required by fishermen for the procurement of investment goods and operational costs for fishing activities. Funding for fishermen's enterprises is sourced from various different channels. This research was conducted in May 2024 in Kuala Indragiri District, Indragiri Hilir Regency, Riau Province. The research has two objectives: first, to describe the procedures for funding fishermen's enterprises. The second objective is to determine the influence of funding procedures and the socio-economic conditions of fishermen on the decision to borrow from non-formal sources. The sample consisted of 79 fishermen from 3 different villages selected using the Purposive Sampling technique. Data collection was done through interviews, documentation, and questionnaires. Data analysis was conducted using Descriptive Analysis and Multiple Linear Regression. The results of the descriptive analysis show that the procedures for funding fishermen's enterprises can be sourced from self-funding, family, and from non-formal sources referred to as "buffers," with a value of 3.94 categorized as easy. The results of the multiple linear regression analysis yielded the equation Ŷ=17,465+0,477 X_1-0,306 X_2. The research results indicate that funding procedures have a positive and significant impact on the decision to borrow from non-formal sources. Meanwhile, socio-economic conditions have a negative and significant impact on the decision to borrow from non-formal sources. There is a positive and significant simultaneous influence between funding procedures and socio-economic conditions on the decision to borrow from non-formal sources. The variable model used can predict borrowing decisions from non-formal sources by 52.2%, with 47.8% influenced by other variables.
Keywords: Procedures, Socio-economic Conditions, Decision to Borrow
Student of the Faculty of Fisheries and Marine, University of Riau
Lecturer of the Faculty of Fisheries and Marine, University of Riau
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