CD Skripsi
Analisis Faktor Penyebab Kredit Macet Pada Usaha Ekonomi Desa Simpan Pinjam (Ued-Sp) Di Kecamatan Rambah Samo Kabupaten Rokan Hulu (Studi Empiris Pada Usaha Ekonomi Desa Simpan Pinjam (Ued-Sp) Di Kecamatan Rambah Samo Kabupaten Rokan Hulu Periode 2015 – 2017)
This research aims to test the influences: Character, Economic condition, capacity, Collateral, and Time period against non-performing loans to Village’s Save and Lend Economics Businesses (UED-SP) at Rambah Samo Sub-district, Rokan Hulu Regency. The sample in this research totalled 100 Respondents. Method of determination of the sample using the method of accidental sampling. Technique of data analysis in this study using multiple linear regression, t-Test and test the assumptions of normality tests include classic, multikolonearitas, heteroskedastisitas and autocorrelation data management using program SPSS version 25.0 softwere. From the test results prove 1). Character (X1) significant effect partially to the non-performing loans (Y) with a significance value of 0.001 < α 0.05. 2). Economic Condition (X2) significant effect partially to the non-performing loans (Y) with a significance value of 0.007 < α 0.05. 3). Capacity (X3) significant effect partially to the non-performing loans (Y) with a significance value of 0.033 < α 0.05. 4). Collateral (x4) but not significant effect partially to the non-performing loans (Y) with a significance value of 0.163 > α 0.05. 5). Time Period (X5) significant effect partially to the non-performing loans (Y) with a significance value of 0.002 < α 0.05.
Keywords : Non-Performing Loan, Character, Economic condition, capacity, Collateral, Time period.
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