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Faktor-Faktor Yang Mempengaruhi Profitabilitas Serta Dampaknya Pada Pertumbuhan Usaha Bank Pembangunan Daerah (Studi Empiris Pada BPD Se-Sumatera)

This study aims to determine the effect of CAR, BOPO and NIM on profitability (ROA) and its impact on the growth of Sumatra Regional Development Bank Businesses. This research was conducted on the Sumatran BPD with a population of 8 banks and withdrawal until the saturation method so that the number of samples was 8 banks. In conducting hypothesis testing using statistical analysis using the path analysis method using the SPSS analysis tool.
The results showed that CAR and BOPO had a negative effect on ROA and were significant while NIM did not have a significant effect on the ROA of Sumatran BPD. ROA also does not have a significant effect on Asset Growth. From the path analysis carried out, CAR, BOPO and NIM have no significant effect on Asset Growth mediated by ROA. The implication of this research is that increasing liquidity and efficiency have a significant effect on profitability, but the income from interest has no significant effect. Likewise with Asset Growth also not influenced by profit growth especially CAR, BOPO and NIM mediated by ROA. This shows that the management of capital, third party funds and credit distribution have not been optimally carried out by the BPD in Sumatra. The attitude of seeking safety without conducting intermediation activities as the main tasks and functions of the banking sector is not carried out by the BPD in Sumatra


Keywords: CAR. BOPO, NIM, ROA, Assets.

Ketersediaan
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Perpustakaan Universitas Riau 10 03. 219 (0051)
10 03. 219 (0051)
Tersedia
Informasi Detail
Judul Seri
-
No. Panggil
10 03. 219 (0051)
Penerbit
Pekanbaru : Universitas Riau – Pascasarjana – Tesis Manajemen.,
Deskripsi Fisik
xiii, 144 hlm.; ill.; 29 cm
Bahasa
Indonesia
ISBN/ISSN
-
Klasifikasi
10 03. 219 (0051)
Tipe Isi
-
Tipe Media
-
Tipe Pembawa
-
Edisi
-
Subjek
PASCASARJANA (MAGISTER) MANAJEMEN
Info Detail Spesifik
-
Pernyataan Tanggungjawab
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Tidak tersedia versi lain

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