CD Skripsi
Pengaruh Capital Adequacy Ratio (Car), Financing To Deposit Ratio (Fdr), Biaya Operasional Dan Pendapatan Operasional (Bopo), Terhadap Non Performing Financing (Npf) Dan Profitabilitas (Roa) Pada Bank Syariah (Study Kasus Pada Bank Syariah Yang Terdaftar Di Bursa Efek Indonesia Tahun 2009 – 2017)
This research aims to determine the influence of Capital Adequancy Ratio
(CAR), Financing to Deposit Ratio (FDR), operating costs and operating income
(BOPO), against Non-Performing Financing (NPF) and profitability (ROA) on
sharia banks ( Case Study on sharia banks listed on Indonesia Stock Exchange
year 2009 – 2017). The population and samples used in this study were 12 banks
registered as sharia banks in the period 2009 Sanpai with the year 2017. In this
study visited the official website of the Indonesian Stock exchange which issued
the annual report in 2009-2017. The sampling techniques on this study were
taken through a method of sampling saturated or census. Data that has been
collected based on the research samples will then be processed using data
processing applications i.e. SPSS. The results show that the Capital Adequacy
Ratio (CAR) significantly affects the Non Performing Financing (NPF) of the
sharia Bank. The Financing to Debt Ratio (FDR) variable has a significant
positive effect on the Non Performing Financing (NPF) of the sharia Bank. The
operating cost variable on operating income (BOPO) has a significant positive
effect on the Non Performing Financing (NPF) of the sharia Bank. Capital
Adequacy Ratio (CAR) significant negative impact on Return On Assets (ROA) on
sharia Bank. Financing to Deposit Ratio (FDR) has significant positive effect on
Return On Assets (ROA) in Sharia Bank. Operating expenses and operating
income (BOPO) have significant positive impact on Return On Assets (ROA) in
Sharia Bank. Non Performing Financing (NPF) has significant negative effect on
Return On Assets (ROA) in Sharia Bank. Non-Performing Financing (NPF)
variables can have an effect on the Capital Adequacy Ratio (CAR) against Return
On Assets (ROA) at the sharia Bank. Non-Performing Financing (NPF) variables
may be able to process the Financing to Debt Ratio (FDR) effect on Return On
Assets (ROA) at the sharia Bank. The Non-Performing Financing (NPF) variable
can leverage the effect of operating expenses on operating income (BOPO)
against Return On Assets (ROA) at the sharia Bank.
Keywords : Capital Adequancy Ratio, Financing to Deposit Ratio, operational
cost. Operating income, Non Performing Financing, profitability
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