CD Skripsi

Analisis Perbandingan Kinerja Keuangan Bank Konvensional Dengan Bank Syariah Riau Kepri

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Banks have an important role in the economy. Banks are differentiated between conventional and sharia. There are things to pay attention to in the conversion of Bank Riau Kepri after becoming sharia. This is based on the annual report which states about the decline in profits. Therefore, it would be interesting to conduct further research on the correlation between factors that influence bank profits such as BOPO, CAR, LDR, NPL, ROA and ROE. Apart from that, it also looks at the role of conversion in Bank Riau Kepri and the events in achieving bank profits. This allows us to identify profit differences in converting conventional Bank Riau Kepri to sharia. Basically, the increase in profits affects the level of health of the company. It can be seen from the report that the profits obtained by conventional banks are higher, however the profits obtained by sharia banks have also increased but are not as high as the profits obtained by conventional banks.
By using an independent sample t-test, the problem of this research is "Are there significant differences in 6 (six) variables, namely BOPO, CAR, LDR, NPL, ROA and ROE in the conversion of profit achievement for the 2021-2023 time period?".
The theories used in this research include signaling and stakeholder theory, which relates to how company management uses certain information to communicate the company's prospects to external parties, such as investors and creditors. Meanwhile, stakeholders believe that there is individual accountability to God for the resources entrusted to them, so that individuals have the right to obtain information regarding financial performance to make strong economic and business decisions, which are related to the company's annual financial reports.
The research results show that the BOPO, CAR, LDR, NPL, ROA and ROE variables have significant differences between Conventional Bank Riau Kepri and Sharia in 2021-2023. This conversion explains whether Bank Riau Kepri is ready to move towards sharia and the reason why profits have fallen is because it is expensive for a bank to become sharia so that the financing issued must be chosen in accordance with sharia provisions.
Keywords: Bank Riau Kepri, Conventional, Sharia, Financial Ratios

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

2210246863

Penerbit

Pekanbaru : Universitas Riau- Pasca - Manajemen., 2024

Deskripsi Fisik

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Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

2210246863

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

MANAJEMEN

Info Detail Spesifik

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Pernyataan Tanggungjawab

guntur

Versi lain/terkait

Lampiran Berkas

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