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Persepsi Peminjam Dalam Upaya Meningkatkan Kinerja Keuangan Koperasi Pada Masa Pandemi Covid-19 (Studi Kasus Pada Koperasi Unit Desa Raharja Tani Jaya Di Desa Indra Sakti Kecamatan Tapung Kabupaten Kampar)

ABSTRACT ABSTRACTABSTRACT
The purpose of this study is to determine the profile of cooperatives, as well as analyze borrower perceptions and financial performance of the Village Unit Cooperative (KUD) Raharja Tani Jaya in Indra Sakti Village, Tapung District, Kampar Regency during the COVID-19 pandemic. The method used in this study is the survey method. Determination of KUD borrower samples using probability sampling techniques with cluster sampling methods. The population in this study was all customers who borrowed at the KUD Raharja Tani Jaya during the pandemic period as many as 143 people with a sample used of 59 respondents obtained using the Slovin formula. The results showed that KUD Raharja Tani Jaya is included in the type of multi-purpose cooperative that has savings and loan units, production units, and shopping units. The borrower's perception of KUD Raharja Tani Jaya's savings and loan business is measured based on three variables, namely the customer's perception of KUD and the rights and obligations of the customer in the fairly good category, and loan repayments in the category of difficult to repay loans.This is due to the low ability of borrowers to repay loans during the pandemic, then borrowers object to the loan period and monthly installments due to the impact of the COVID-19 pandemic, and object to paying deposits to cooperatives because borrowers feel that expenses have increased, and it is difficult to meet their daily living needs and business needs. The results also showed that the financial performance of KUD Raharja Tani Jaya during the COVID-19 pandemic through the recapitulation of the KUD health level assessment was in the predicate of "very unhealthy", which was measured through three ratios, namely liquidity, solvency, and profitability ratios.
Keywords : Borrower perception, financial performance, liquidity ratio, solvency ratio, profitability ratio.

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Perpustakaan Universitas Riau 1806110834
1806110834
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Judul Seri
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No. Panggil
1806110834
Penerbit
Pekanbaru : Universitas Riau –Fakultas Pertanian–Agribisnis.,
Deskripsi Fisik
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Bahasa
Indonesia
ISBN/ISSN
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Klasifikasi
1806110834
Tipe Isi
-
Tipe Media
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Tipe Pembawa
-
Edisi
-
Subjek
AGRIBISNIS
Info Detail Spesifik
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Pernyataan Tanggungjawab
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