CD Skripsi

Pengaruh Suku Bunga Kredit Dan Produk Domestik Bruto Terhadap Penyaluran Kredit Perbankan Bank Umum Pemerintah Di Indonesia

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This study aims to determine how much influence the lending rates and gross domestic product on bank lending of commercial banks in the Indonesian government. This study uses a quantitative method, and analyzed using multiple linear regression analysis using a computer application SPSS 20 for windows. In this study, the independent variables namely Lending Rates (X1), Gross Domestic Product (X2), while the dependent variable is Lending Banking (Y). Variable interest rates on working capital loans (X1) has a negative regression coefficient of -0.004 to total working capital loans. Variable interest rates on investment loans (X1) has a positive regression coefficient of -0.001 to total loan investments. Variable interest rates on consumer credit (X1) has a negative regression coefficient of -0.064 to total consumer loans. Variable gross domestic product (X2) has a positive regression coefficient for 0.0000007615 on the growth of working capital loans. Variable gross domestic product (X2) has a positive regression coefficient for 0.0000005094 on the growth of investment credit. Variable gross domestic product (X2) has a positive regression coefficient for 0.0000006499 on the growth of consumer credit. It can be concluded that the GDP is positive and significant effect on lending. Simultaneously, the variable lending rates and gross domestic product have a significant effect on bank lending of commercial banks in the Indonesian government. Keywords : Interest Rate, the Gross Domestic Product, and Distribution of Credit Banking

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

02 01. 116 (0241)

Penerbit

Pekanbaru : Universitas Riau - Fakultas Ekonomi - Ilmu Ekonomi., 2016

Deskripsi Fisik

viii, 90 hlm.; ill.; 29 cm

Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

02 01. 116 (0241)

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

ILMU EKONOMI

Info Detail Spesifik

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Pernyataan Tanggungjawab

DAUS

Versi lain/terkait

Lampiran Berkas

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