CD Skripsi
Pengaruh Loan To Deposit Ratio, Pertumbuhan Kredit, Net Interest Margin, Tipe Bank Dan Tingkat Kepatuhan Bank Terahadap Risiko Kredit (Studi Empiris Pada Bank Umum Konvensional Yang Terdaftar Di Bursa Efek Indonesia Periode Tahun 2015-2017)
The aim of this study are examine the effect of Loan to Deposit Ratio, the growth of credit, Net Interest Margin, bank type, and bank compliance levels to credit risk on conventional commercial banks in Indonesia stock exchange in year 2015-2017.This study used secondary data with a sample 29 companies listed on stock exchange during the period 2015-2017. Determination of the sample was made by applying purposive sampling method and hypotesis examination used multiple linear regression analysis with spss 21 programing. The result of this study showed that the variables independent of Loan to Deposit Ratio do not have significant partial effect to credit risk, but the growth of credit, Net Interest Margin, bank type, and bank compliance levels partially have a significant influences against credit risk. And the results from the test of the coefficient of determination (adjusted R2) has a value 0,335. This shows that the overall influence of the independent variables are Loan to Deposit Ratio, the growth of credit, Net Interest Margin, bank type, and bank compliance levels against credit risk amounted 33,5%, while the remaining 66,5% is influenced by other independent variables.
Keywords : Loan to Deposit Ratio, Credit Growth, Net Interest Margin, Bank Type, The Level of Bank, Credit Risk
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