CD Tesis

Analisis Kinerja Bank Syariah dan Bank Konvensional Indonesia Sebelum dan Sesudah Tahun 2008

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The application of Indonesia Islamic Bank Act in 2008 realizes Islamic Banker’s expectation. Considering Indonesia predominantly Muslim, the Hope to increase Islamic Banking market share to 5% in 2011 rationally accepted. The institution keeps growing and most of conventional bank have Islamic Business Unit. Nonetheless market share target was not realized, there was only 3% in 2011. The fact that only around 3 million Muslim populations interact with Islamic Banking (from 100 million Muslim populations). This research aims to analyze the Islamic Banks and Conventional banks performance before and after the legalization of Indonesia Islamic Bank Act in 2008. The performance will be measured by using selected CAMEL ratios. The importance of this research is to analyze the positive contribution of the Act to increase Islamic Banks performance. By using secondary data, this research exam the performance differences of Islamic and Conventional Banks those selected as research sample. The data was analyzed by using wilcoxon signed rank test for inter-temporal testing and mann-whitney inter-bank testing. The result shows that CAR, ROA, Operational Expenses to Operational Income Islamic and Conventional Banks significantly different before 2008. However those ratios identified have no significant different after 2008 as NPF/NPL, ROE, NOM/NIM and FDR/LDR before and after 2008 were not different significantly. It means Indonesia Islamic Bank Act don’t give any contribution yet to support the increasing of Islamic Banks performance to be better than Conventional Banks for NPF/NPL, ROE, NOM/NIM and FDR/LDR. Otherwise it gives contribution to increase Islamic Banks performance such as CAR, ROA and Operational Expenses to Operational Income.

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

10 08.114 (0210)

Penerbit

Pekanbaru : Universitas Riau- Pasca - Manajemen Keuangan., 2014

Deskripsi Fisik

xxii, 253 hlm.:ill.; 29 cm

Bahasa

ISBN/ISSN

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Klasifikasi

10 08.114 (0210)

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

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Info Detail Spesifik

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Pernyataan Tanggungjawab

Lubis

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Lampiran Berkas

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