CD Skripsi
Analisis Faktor-Faktor Yang Menentukan Suku Bunga Kredit Komersil Bank Riau Kepri Tahun 2008-2014
The purposeofthis researchis to determinethe influence ofthe cost of funds, overhead costsandriskof thecreditcommercial interest rateRiauKepri of Bank. It is also todeterminewhether thevariablesthatmost influencethecredit commercial interest ratesin theRiauKepri Of Bank. This type of researchisquantitative descriptive analysis. The data use dissecondary data such astime series. This study usesthe averagecost of fundsweighted. Results of the study is that in determining the commercial credit interest rate Riau Kepriof Bank from the base lending rate by looking at the level of the risk of bad debts of any kind of existing credit, and to channel their contributions variables determinant of the credit at risk of non-performing loans , Commercial loans are loans with bad credit risk level that most large that the variable cost of funds, overhead costs, and contributed a great risk and has a significant influence on lending rates of commercialcredit Bank Riau Riau Islands. And variable cost of funds have the greatest influence on the determination of the base lending rate in Bank Riau Riau is equal to 5.61%. Variable overhead costs have an impact of 3.85%. Variable risk have the effect of 2.86% for seven years from 2008 to 2014. Keywords : cost of fund, overhead cost, riskand thecommercial credit interest rate Riau Kepri of Bank
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