CD Skripsi
Implementasi Peran Otoritas Jasa Keuangan (OJK) Dalam Melindungi Data Masyarakat Yang Melakukan Pinjaman Online Berdasarkan Undang-Undang Nomor 21 Tahun 2011 Tentang Otoritas Jasa Keuangan Di Kota Pekanbaru
The Financial Services Authority was formed based on Law Number 21 of 2011 concerning the Financial Services Authority which functions to organize an integrated regulatory and supervisory system for all activities in the financial services sector. In general, the Financial Services Authority (hereinafter written as OJK) was established to replace the role of Bappepam-LK (Capital Market and Financial Institution Supervisory Agency) to regulate and supervise financial institutions such as banking, capital markets, mutual funds, finance companies, pension funds and insurance. The formulation of the problem in this research is what is the role of the Financial Services Authority in protecting the personal data of people who make online loans based on Law Number 21 of 2011 concerning the Financial Services Authority in Pekanbaru City; What are the obstacles to the Financial Services Authority in protecting the personal data of people who make online loans based on Law Number 21 of 2011 concerning the Financial Services Authority in Pekanbaru City; What are the Financial Services Authority's efforts to protect the personal data of people who make online loans based on Law Number 21 of 2011 concerning the Financial Services Authority in Pekanbaru City. The aim of the research is to determine the role, obstacles and efforts to ensure that the implementation of Law Number 21 of 2011 concerning the Financial Services Authority in Pekanbaru City runs according to the regulations.
The type of research used is sociological legal research. The population in this research is the Head of the Financial Services Authority of Riau Province; Consumer Protection Education Staff; Affected communities. Research location at OJK Pekanbaru City. Data collection techniques use interviews and literature, with qualitative data analysis.
From the research results it can be concluded that the implementation of the role of the Financial Services Authority in protecting the personal data of people who make online loans based on Law Number 21 of 2011 concerning the Financial Services Authority in Pekanbaru City has not been implemented properly; The obstacles to the Financial Services Authority in protecting the personal data of people who make online loans based on Law Number 21 of 2011 concerning the Financial Services Authority in Pekanbaru City, namely due to the lack of public awareness in making online loans and not knowing which online loan financial institutions are legal and allow OJK; The efforts made are by imposing sanctions on financial institutions that are illegal or not permitted by the OJK, where the sanctions given are in the form of administrative sanctions, which are regulated in POJK Number 10 of 2022 concerning Information Technology-Based Joint Funding Services, precisely in Article 49.
Keywords: Implementation, OJK, Online Loans
Tidak tersedia versi lain