CD Skripsi
Pengaruh Literasi Keuangan Dan Financial Technology Terhadap Kinerja Keuangan (Studi Pada Umkm Sektor Kuliner Pengguna Qris Di Kecamatan Binawidya)
In the face of increasing business competition, MSMEs must have a competitive advantage in order to continue to achieve the desired business financial performance. MSME actors must have a good understanding and financial capability and utilize technological innovation in accordance with the times. The purpose of this study was to determine the effect of financial literacy and financial technology on the financial performance on the QRIS users of culinary sector MSMEs in Binawidya District. This study uses a quantitative descriptive method with purposive sampling technique. Data collection was carried out using a questionnaire distributed directly to 79 respondents. This research uses validity test, reliability test, normality test, multicollinearity test, heteroscedasticity test, multiple linear regression, t test, F test, and determination coefficient test. The results showed that financial literacy and financial technology had a partial and simultaneous significant effect on the financial performance on the QRIS users of culinary sector MSMEs in Binawidya District.
Keywords: Financial literacy, financial technology, financial performance, MSMEs, culinary sector.
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