CD Skripsi
Pengaruh Suku Bunga, Produk Domestik Regional Bruto (Pdrb) Dan Nilai Tukar Terhadap Permintaan Kredit Konsumsi Di Provinsi Riau Periode 2008-2018
This study aims to analyze and determine the effect of demand for consumer credit in Riau Province. The variables observed in this study were interest rates, Gross Domestic Product (GDP), kurs.
The data used in this study were secondary data in the form of time series in the period 2008-2018. Sources of data were obtained from (BI) Bank Indonesia as an official institution regarding financial and banking reporting, BPS (Statistics Indonesia) of Riau Province, journals and previous research results, as well as various other sources relevant to the variables to be examined in research this. Analyzed by multiple regression models with the ordinary least squares method or Ordinary Least Square (OLS) using the eviews10 program.
From the results of tests that have been carried out, the simultaneous regression test (F Test) shows that all independent variables studied have a significant effect on consumption credit variables. Partial regression test (t test) shows that the exchange rate variable has the most significant influence on the variable consumption credit. The magnitude of influence caused(R2) by these three variables together to the dependent variable is 95.73% while the remaining 4.27% is influenced by other variables not examined in this study.
Keywords: Rate of interest , Gross Domestic Product (GDP), Kurs and credit of consumption.
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