This research aims to determine the influence of Capital Adequancy Ratio (CAR), Financing to Deposit Ratio (FDR), operating costs and operating income (BOPO), against Non-Performing Financing (NPF) and profitability (ROA) on sharia banks ( Case Study on sharia banks listed on Indonesia Stock Exchange year 2009 – 2017). The population and samples used in this study were 12 banks registere…