CD Skripsi

Pelaksanaan Restrukturisasi Kredit Pada Masa Pandemi Covid-19 Pada Bank Rakyat Indonesia Unit Bukit Barisan Imam Munandar Pekanbaru Riau

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ABSTRACT
The covid-19 pandemic in Indonesia has had many impact. One of them is in the health sector in Indonesia and then in the economic sector in Indonesia. One of the institutions affected by the Covid-19 pandemic is PT. Bank Rakyat Indonesia, Tbk. According to it’s use, the bank distributes funds to the public in the form of credit, the bank provides credit facilities. Although the analysis has been carried out, there is no credit facility without risk. If the bank in providing credit has seen a non performing loan, the bank must try to save the credit. In this case, PT. Bank Rakyat Indonesia, Tbk seeks to be able to relaunch bad loans, so that the recipient of the credit has the ability to repay both interest and credit. The implementation of credit restructuring in accordance with POJK number 11/POJK.03/2020 can be given to debtors affected by the spread of Covid-19, including UMKM debtors.
This research uses empirical sociological methods, that is the author directly conducts research at the research site to provide a complete and clear picture of the problem under study. This research was conducted in PT. Bank Rakyat Indonesia, Tbk Unit Bukit Barisan Imam Munandar Pekanbaru Riau, while the population and sample are all parties, namely the bank Mr. Adi Saputra, the OJK as the policy maker, one of them is Mr. Yamin, and the customer is Mr. Handoko Sundjaya. The data sources used are primary data, secondary data, and tertiary data. The data collection techniques in this study was structured interviews in the form of directly with the parties involved in the implementation of credit restructuring during the Covid-19 pandemic.
The result of this study there are several things that can be concluded. First, the implementation of credit restructuring during the Covid-19 pandemic at PT. Bank Rakyat Indonesia, Tbk was carried out with a type of term extension, namely interest payments only and delays in principal receivables. Second, obstacles in the implementation of credit restructuring, namely in the negotiation process where customers are not cooperative and the bank’s movement is limited in conducting customer checking processes.
Keywords : Credit restructuring, Pandemic period

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

1709122370

Penerbit

Pekanbaru : Universitas Riau – Fakultas Hukum – Hukum Pidana., 2022

Deskripsi Fisik

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Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

1709122370

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

HUKUM PIDANA

Info Detail Spesifik

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Pernyataan Tanggungjawab

DAUS

Versi lain/terkait

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