CD Skripsi

Pelaksanaan Perjanjian Kredit Oleh Bumkam Jambai Jaya Melalui Usaha Ekonomi Desa Dan Simpan Pinjam (Ued-Sp) Dengan Masyarakat Di Kampung Jambai Makmur Kecamatan Kandis Kabupaten Siak

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ABSTRACT Village Economics and Savings and Loans Business (UED-SP) is an institution engaged in savings and loans and belongs to the village/Ward community which is managed and managed by the village/ward community. UED-SP was formed through village/ward deliberation and determined by village/Ward decisions. In fact, the purpose of the establishment of UED-SP was to increase the entrepreneurial creativity of village/ward community members. who have low income in accordance with the Regulation of the Minister of Home Affairs (Permendagri) Number 6 of 1998 concerning Savings and Loan Village Economic Enterprises. This study aims to find out how the implementation of credit agreements in Village-Owned Enterprises (BUMKam) through Jambai Jaya UED-SP in Jambai Makmur Village, Kandis District, Siak Regency, as well as the factors causing bad loans and how to resolve them. default in the event of bad credit. This research is included in the type of empirical or sociological legal research. Empirical or sociological legal research as research that wants to see the correlation between law and society itself, so as to reveal the effectiveness of law enforcement in society. From the results of the research, the procedure for granting credit carried out by the Jambai Jaya Village-Owned Enterprises (BUMKam) through the Village Economic Business and Savings and Loans (UED-SP) has been carried out well in accordance with existing procedures, but in the implementation of credit repayment by the use of funds with the Village Economics and Savings and Loans (UED-SP) the author also found that there were 50 beneficiaries of funds who experienced non-performing loans with the category of 11 beneficiaries of funds experiencing substandard credit, 21 beneficiaries experiencing doubtful credit and 18 beneficiaries of funds experiencing bad credit. The Village Economics and Savings and Loans Business (UED-SP) itself in the settlement of non-performing loans so far has not yet reached the court stage and also none has reached a guarantee auction because the Village Economics and Savings and Loans Business (UED-SP) is still prioritizing the settlement process. in a family manner, From the research it was found that there were as many as 18 beneficiaries of the funds who had already rescheduled (rescheduling) and this method ran smoothly without burdening one of the parties. In this credit activity, UED-SP should further improve the performance of managers in providing loans to further minimize the occurrence of bad loans and increase socialization to the public so that people know the purpose and function of UED-SP.
Keywords: Agreement – Village Economic Business and Savings and Loan – Bad Credit.

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

1709110841

Penerbit

Pekanbaru : Universitas Riau – Fakultas Hukum – Hukum Pidana., 2022

Deskripsi Fisik

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Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

1709110841

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

HUKUM PIDANA

Info Detail Spesifik

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Pernyataan Tanggungjawab

DAUS

Versi lain/terkait

Lampiran Berkas

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