CD Skripsi
Cadangan Zillmer Asuransi Jiwa Joint Life Dwiguna Menggunakan Distribusi Lomax
ABSTRACT
This final project discusses Zillmer reserve of endowment joint life life insurance
for two insurance participants who are x and y years old by using Lomax
distribution. The parameters in the Lomax distribution were estimated using
maximum likelihood estimation and then determined by a Newton-Raphson iteration
method. The calculation of this Zillmer’s reserve is obtained by using the
prospective reserve and Zillmer’s rate. The solution of this problem is obtained
by determining the initial life annuity joint life temporary, single premium, and
annual premium, then the Zillmer’s reserve formula is obtained based on the
distribution of Lomax. Zillmer’s reserves for endowment joint life life insurance
using the Lomax distribution is smaller than prospective reserve for endowment
joint life life insurance using the Lomax distribution.
Keywords: Zillmer reserve, endowment life insurance, joint life, Lomax distribution,
maximum likelihood
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