CD Skripsi

Akibat Hukum Keterlambatan Pembayaran Klaim Asuransi Pada Asuransi Jiwa Bersama Bumiputera Cabang Payakumbuh

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ABSTRACT
Insurance is an agreement in which the guarantor and the guaranteed party
receive a sum of premium for losses, which may be suffered by the insured as a
result of an event that does not necessarily occur. In practice, the delay in
payment of claims by AJB Bumiputera. Currently, AJB Bumiputera is faced with
liquidity services due to mismanagement Bumiputera's management, where
Bumiputera's ownership is greater than the assets underwritten, resulting in
arrears in payment of claims. The purpose of this paper is first, to find out the
legal consequences of late payment of insurance claims at the Asuransi Jiwa
Bersama Bumiputera Payakumbuh Branch, the second to find out efforts to
resolve the delay in payment of claims at Asuransi Jiwa Bersama Bumiputera
Payakumbuh Branch.
This research is classified by the type of empirical juridical research,
namely research on the effectiveness of the law, how the law operates in society.
This research was conducted at the Office of AJB Bumiputera Payakumbuh
Branch, while the sample population was all parties related to the problems
studied in this study, the data sources used were primary data and secondary
data, data collection techniques in this study were interviewed, questionnaires,
literature review, and Data analysis.
From the results of the study, there are two main things that can be
concluded. First, the legal consequences of delays in payment of insurance claims
at Asuransi Jiwa Bersama Bumiputera Payakumbuh Branch are the nonfulfillment
of the insured's rights in receiving claims and the decline in public
trust in AJB Bumiputera. Second, efforts to settle insurance claim payments at
Asuransi Jiwa Bersama Bumiputera Payakumbuh Branch are to offer reselling to
the insured to get protection again, the premium used is a single premium, where
the premium comes from the insured's claim that has not been paid by AJB
Bumiputera. The author's advice, first, to the AJB Bumiputera Payakumbuh
Branch in this case as the insurer to make payment of the insured's policy claim
that is due as agreed in the policy. This is in order to achieve legal certainty and
maintain public credibility for insurance companies. Second, there needs to be a
concrete explanation before entering into an insurance agreement by AJB
Bumiputera. Third, to the government to further emphasize the laws and
regulations and carry out appropriate law enforcement if the insurance company
delays the payment of insurance claims.
Keywords: Legal Consequences-Delay-Insurance

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

09 04. 121 (0127)

Penerbit

Pekanbaru : Universitas Riau – Fakultas HUKUM – HUKUM PIDANA., 2021

Deskripsi Fisik

ix, 79 hlm.; ill.: 29 cm

Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

09 04. 121 (0127)

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

HUKUM PIDANA

Info Detail Spesifik

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Pernyataan Tanggungjawab

Daus

Versi lain/terkait

Lampiran Berkas

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