CD Skripsi
Cadangan New Jersey Pada Asuransi Jiwa Dwiguna Joint Life Berdasarkan Hukum De Moivre
This final project discusses New Jersey reserve with De Moivre’s law for endowment
joint life insurance. In this project, insurance of person are limited to
only two person with the age x and y years where the premium payed until the
one of the death of insurance clients or insurance term ends. The calculation
of premium reserve is influenced by present value of life annuity, single premium
and annual premium for which calculation is done using De Moivre’s law.
The method used for calculating premium reserves is New Jersey with the first
year is 0, and starts on the second year with k = 2; 3; : : : ; n where k is term of
coverage.
Keywords: De Moivre’s law, present life annnuity, endowment life insurance,
joint life, New Jersey reserve
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