This study aims to analyze the effect of economic literacy and reference groups on the careful behavior of students at Muhmmadiyah 2 Vocational High School Pekanbaru Jln. KH. Ahmad Dahlan No. 90, Kp. Malay, Kec. Sukajadi, Pekanbaru City. The type of research used is quantitative descriptive research, this research was conducted at Muhmmadiyah 2 Vocational High School Pekanbaru. The type of …