CD Skripsi

Penyelesaian Wanprestasi Terhadap Perjanjian Pinjaman Di Koperasi Unit Desa (Kud) Sumber Rezeki Desa Bukit Agung Kecamatan Kerinci Kanan Kabupaten Siak

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ABSTRACT
Cooperatives have an important role in economic activities, especially rural communities who carry out business activities in the economic sector related to agriculture. Article 1 of Law Number 25 of 1992 concerning Cooperatives is a business entity consisting of individuals or cooperative legal entities with the basis of its activities based on cooperative principles as well as a people's economic movement based on the principle of kinship. KUD Sumber Rezeki was established with the aim of ensuring the welfare of its members and making it easier to meet the needs of its members. Sumber Rezeki Village Unit Cooperative as a savings and loan cooperative. With the existence of a loan agreement it is not uncommon to cause default. The purpose of writing this thesis is first, to find out the factors that cause bad loans at KUD Sumber Rezeki Bukit Agung Village. Second, to find efforts to resolve non-performing loan defaults in the implementation of money loans at KUD Sumber Rezeki Bukit Agung Village.
This type of research is sociological legal research, namely research conducted on the identification of laws and the effectiveness of laws that apply in society. In this case, see the implementation of the Sumber Rezeki Cooperative loan money agreement. The nature of the research is descriptive which provides precise data about humans, conditions and other symptoms.
The results of this study indicate that the procedure for borrowing money at KUD Sumber Rezeki is not carried out in a written agreement but verbally, namely between the head of the farmer group and the head of the KUD. With the condition of borrowing plot certificates, nominal loan, and installments of the amount of salary deductions determined by the cooperative. the factors that led to bad credit at the Sumber Rezeki Village Unit Cooperative were internal factors originating from the errors of the Sumber Rezeki KUD, namely the lack of accuracy in providing credit to members and the absence of data transparency by the old Sumber Rezeki KUD management on the amount owed and the amount of payments made paid by members of the cooperative as well as external factors, namely those originating from KUD Sumber Rezeki members both outside the circumstances of the debtor himself and due to the lack of good faith in repaying the loan, negligence or misuse of money by cooperative members. Efforts taken to resolve defaults in KUD Sumber Rezeki are by sending letters of reprimand, visiting directly to the residence of cooperative members, finding solutions for settlement amicably and the final way is to sell or confiscate cooperative members' credit guarantees.
Keywords: Default - Bad Loans, Cooperative.

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

1809110274

Penerbit

Pekanbaru : Universitas Riau – Fakultas Hukum – Hukum PERDATA bisnis., 2023

Deskripsi Fisik

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Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

1809110274

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

HUKUM PERDATA BISNIS

Info Detail Spesifik

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Pernyataan Tanggungjawab

DAUS

Versi lain/terkait

Lampiran Berkas

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