CD Skripsi

Tinjauan Hukum Wanprestasi Oleh Nasabah Perjanjian Kredit Kupedes Pada Pt. Bank Rakyat Indonesia Unit Sudirman Pekanbaru

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ABSTRACT
The problem that often arises in the implementation of credit agreements is a situation where the debtor is negligent in carrying out his obligations or what is usually called default. The fact that often occurs in the field is that debtors are late in making payments, both installments and interest. Therefore, every time the bank extends credit, in practice the bank always asks the debtor to submit collateral. . For security in returning the credit. Credit given by banks is based on trust, so that in this way credit is giving trust to customers. . Research Objectives To find out the process of efforts and obstacles in solving default problems by customers of the Kupedes credit agreement at PT. Bank Rakyat Indonesia Unit Sudirman Pekanbaru
This type of research can be classified as a Juridical Sociological type of research, because in this study the authors directly conducted research at the location or place under study in order to provide a complete and clear picture of the problem under study. This research was conducted at PT. Bank Rakyat Indonesia Sudirman Pekanbaru Unit Branch, while the population and sample are all parties related to the problems studied in this study, the data sources used are primary data, secondary data, research subjects, related to data collection in this study by observation, interviews and studies literature
As for defaults in the process of bank credit agreements where the debtor is slow to pay credit installments, the bank is negligent and less thorough in assessing potential debtors. Dispute resolution is divided into two, namely litigation and non-litigation. Dispute resolution through litigation is a settlement of disputes that is carried out through a court, where this settlement must follow formal requirements and procedures in court and as a result the time period for resolving disputes is longer. As a party, Bank Rakyat Indonesia knows the prospective debtor well in terms of personality, ability, capital, collateral, economic conditions, so there is little possibility of bad financing. If the debtor disappears / where his whereabouts are unknown while he still has debts to the bank / creditor. The trick is to provide a blacklist (input into a blacklist book)
Keywords: Default, Credit, Bank

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

1709122436

Penerbit

Pekanbaru : Universitas Riau – Fakultas Hukum – Hukum PERDATA bisnis., 2023

Deskripsi Fisik

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Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

1709122436

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

HUKUM PERDATA BISNIS

Info Detail Spesifik

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Pernyataan Tanggungjawab

DAUS

Versi lain/terkait

Lampiran Berkas

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