CD Skripsi
Faktor-Faktor Yang Mempengaruhi Suku Bunga Deposito Berjangka Duabelas Bulan Pada Bank Pemerintah Indonesia Periode 2006-2015
This research aims to find out how to the influence of interst rates of BI Rate and loan to deposit ratio (LDR) towards twelve month term deposit interest rates at Indonesia’s goverment bank
This research uses secondary data obtained from the data Banking Statistics Indonesia and the Indonesian Financial Statistics published in the statistical data of Bank Indonesia from 2006 to 2015 time span. The analytical method used is Multiple Regression Analysis. Tests conducted on the hypothesis and the reliability of the data (assuming classical) using significance level of 5%.
These results indicate the BI Rate positive and significant impact on interest rates of time deposits as evidenced by the positive t value of 4.278 and a significant value 0.004 0.05. Adjusted R2value on the research is 0,818, this mean that 81% of deposite interest rates variable could be explained by independent variabel interest BI Rate and loan to deposit ratio (LDR) and 19% remnant of these explained by variabels outside not listed in the formula.
Keywords: Interest BI Rate, LDR (Loan to Deposit Ratio) and Deposit Interest Rates
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