CD Skripsi

Perbandingan Penyelesaian Masalah Kredit Pada Bank Konvensional Dan Pembiayaan Pada Bank Syariah

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Needs of so many people who can not be separated from the role of banks in helping people who need funds. In the conventional bank is often referred to assistance with credit and called on Islamic banks financing. But the best bank credit analysis and financing remains both contain the risk of congestion. Conventional banks and Islamic banks have the problem-solving process credit and financing that have occurred because of the principle differences between conventional banks and Islamic banks are based on Islamic law. The purpose of this thesis are: first, the legal basis for problem resolution settings on conventional bank loans, second, the legal basis for the completion of financing arrangements in Islamic banks and third, comparison resolving disputes by conventional bank loans and financing by Islamic banks.
This type of research can be classified into types of normative research, because this research is to do with the data written to examine the literature data plus complementary data from interviews with sources, data sources used, the data of primary, tertiary and secondary data, data collection techniques in this study with the methods of literature plus the interview. From the research, there are three main problems that can be inferred. First, Based on Bank Indonesia Circular Letter No. 26/4/BPPP dated May 29, 1993 points (9) rescue loan at a conventional bank resolved through Rescheduling, Reconditioning and Restructuring, but in practice the banking world banks only use the path of peace or deliberation and litigation in court and proceed with the auction. Secondly, based on Bank Indonesia Regulation Number 13/9/PBI/2011 About changes to Bank Indonesia Regulation Number 10/PBI/2008 About Restructuring Financing for Islamic Banks and Islamic Business Unit In the world of Islamic banking practice process undertaken by Islamic banks is the Peace or Deliberation and Execution Guarantee. Third essentially resolution of problem loans in the conventional banks in Islamic banking and finance has similarities and differences as well as the advantages and disadvantages of each system. For conventional bank resolution of problem loans using the legal system and the scope of the national banking system of national economy. While the completion of financing Islamic bank is more focused on the completion of the system through the sharia that puts conscience, deliberation and Islamic sharia. The author is the first suggestion, there should be better supervision by Bank Indonesia, the central bank or government. Second, the government should give priority to the Islamic banking system in the national banking system. Third, should the legislation-making should involve all stakeholders including practitioners from banks. Keywords: Comparison - Solving -Credit - Financing

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

09 09. 113 (0002)

Penerbit

Pekanbaru : Universitas Riau – Fakultas Hukum – Bisnis., 2013

Deskripsi Fisik

vi, 102 hlm.; ill.; 29 cm

Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

09 09. 113 (0002)

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

HUKUM BISNIS

Info Detail Spesifik

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Pernyataan Tanggungjawab

DAUS

Versi lain/terkait

Lampiran Berkas

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