CD Skripsi

Analisis Tanggung Jawab Bank Terhadap Nasabah Pada Produk Investasi Reksadana

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One of the business bank that the bank provides a means for customers to deposit funds to be transferred by the approval of the customer, this function in the capital market is referred to as a custodian. Banking practice is occurring at a time when banks enter into agreements with customers include exoneration clause in the form of the transfer of all responsibilities towards customers, but there is a ban to include the transfer of all responsibilities of the bank. Based on this the authors are interested in doing legal research shaped thesis with the title "Analysis of the Customer Responsibilities Bank on mutual fund investment products".
The purpose of this research to determine the responsibility of the bank and know the legal consequences for banks which transferred responsibility to the customer. This study use normative law research method that emphasizes the principle of legal equality. The responsibility of the bank to the customer in a mutual fund is an investment product in the willful misconduct and negligence in administering the funds customers. This is in accordance with the Banking Law, Capital Market Law and the Code of Civil Law. Legal due for bank transfer all its responsibilities towards customers is null and void, according to Article 18 paragraph (1) letter a Consumer Protection Act prohibited businesses to shift their responsibilities to consumers. Article 18 paragraph (3) also states that any standard clause that has been set by the business on a document or agreement which meets the requirements referred to in paragraph (1) and paragraph (2) shall be declared null and void. Besides the legitimate requirements of Article 1320 agreement Law Civil Law stated that if it does not satisfy kosher causa in this case is not lawful under the laws then an agreement is null and void, and the rights of the parties shall be returned as before the treaty so as if there never was an agreement through the payment of costs, damages and interest.
The responsibility of the bank to the customer on mutual fund investment products implemented with provide balanced information about the rights and obligations of the parties clearly. Legal consequences for banks that transfer of all responsibilities of the customer in the form of nullification by law requires the understanding and role of the community, the community is expected to make an investment in the form of a mutual fund can know kalusul-incriminating kalusul customers and chose not to be bound by clause such a way look for other investments or other banks that do not use the incriminating clause, that will create a legal relationship and healthier competition among banks and bank one another.
Keywords: Responsibility Bank - Investment Products - Mutual Funds

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

09 09. 115 (0003)

Penerbit

Pekanbaru : Universitas Riau – Fakultas Hukum – Bisnis., 2015

Deskripsi Fisik

vi, 86 hlm.; ill.; 29 cm

Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

09 09. 115 (0003)

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

HUKUM BISNIS

Info Detail Spesifik

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Pernyataan Tanggungjawab

DAUS

Versi lain/terkait

Lampiran Berkas

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