CD Skripsi

Pengaruh Suku Bunga Kredit Dan Dana Pihak Ketiga (Dpk) Terhadap Penyaluran Kredit Pada Bank Umum Di Provinsi Riau Tahun 2005-2016

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This research was conducted at commercial banks in Riau Province. The purpose of this research is to know how the influence of loan interest rate and third party fund (DPK) to credit distribution at Commercial Bank in Riau Province.
This study uses secondary data that is in the year 2005-2016 sourced from Bank Indonesia and Central Bureau of Statistics Riau Province. The method of analysis used is quantitative descriptive method, with multiple linear regression analysis with calculation tool SPSS application program (Statistical package social science) version 23.0.
The results showed that simultaneous test (F test) of loan interest rate (X1) and third party fund (X2) together have a significant influence on credit distribution at Commercial Bank in Riau Province Year 2005-2016. The result of partial research (T test) shows that the variable of loan interest rate (X1) be it working capital credit, investment credit and consumption credit have a significant negative effect to credit distribution at Commercial Bank in Riau Province. While the variable of third party funds (X2) has a significant positive effect on credit distribution at Commercial Banks in Riau Province. Regression analysis of working capital credit resulted in determination coefficient (R²) of .0.859. This means that the variables affecting investment credit can be explained by variable interest rate of working capital loan and third party fund equal to 85,9%. While the remaining 14.1% is explained by other factors not discussed in this study. The result of regression analysis of investment credit yield coefficient of determination (R²) equal to 0.908. This means that the variables affecting investment credit can be explained by the variable of interest rate of investment credit and third party fund equal to 90,8%. While the remaining 9,2% is explained by other factors not discussed in this study. And regression analysis of consumption credit yield coefficient of determination (R²) equal to 0.932. This means that the variables affecting consumption credit can be explained by consumption interest rate variable and third party fund equal to 93,2%. While the remaining 6,8% is explained by other factors not discussed in this study.
Keywords: Credit, Interest rate of credit, and third-party funds.

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

02 01. 117 (0215)

Penerbit

Pekanbaru : Universitas Riau – Fakultas Ekonomi Dan Bisnis – Ilmu Ekonomi., 2017

Deskripsi Fisik

x, 68 hlm.: ill.; 29 cm

Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

02 01. 117 (0215)

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

ILMU EKONOMI

Info Detail Spesifik

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Pernyataan Tanggungjawab

DAUS

Versi lain/terkait

Lampiran Berkas

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