CD Skripsi

Implementasi Terhadap Peraturan Bank Indonesia Nomor 18/16/Pbi/2016 Tentang Rasio Loan To Value Untuk Kredit Properti Dan Financing To Valueuntuk Pembiayaan Propertidi Kota Pekanbaru

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Number of population growth in a city then the more shelter house emerged. As of shelter in
the wake up with themselves, housing, and also the house of rows (apartments). Shelters are built
with their own previously must have flat land first before starting to build a building remains. This
time to get the land broad and strategic location in the City of Pekanbaru is more difficult in the
add again the price of the land that is becoming more and more days increasing cause some more
choose shelter directly so as of housing (apartments) and housing.
Developer currently compete to build a shelter answered the question the community in
selecting shelter.Many interesting offers that are provided by the developer in the form of
advertising flyers and brochures so that people can see and are interested to have a house in want
with DP and low interest rate installment also 0%. The Ad in the form of the offer for sales service
distribution and properties of anything to exist or not exist, real, personal or mixed, or other goods
that can affect people - people either directly or indirectly.
This type of research can be categorized in types of sociological research, because in this
study the author used how to interview, find sample is also the literature of the materials such as
the official documents, books to do research in this study, data sources used, main data, data
secondary and tertiary data , the technique of data collection in this study by the methods an
overview of the library or field study.
The implementation of Bank Indonesia Regulation No. 18/16/PBI/2016 about the ratio of
Loan To Value for property credit and Financing to value for the financing of the property is not
running well in the city of Pekanbaru, because there are several factors that affect to apply the
regulation, some factors was from the bank, consumers and does not expressly sanction given.
Suggestion of author, Firstly, The Bank Indonesia should be more decisively against Banks
vie shari'a in Pekanbaru, Second, sharia banks should reject customers who want to do the
mortgage financing that more than 85%, And the last developer should not do sales system preproject
selling because it is very risky, also sock away more should be more carefully and learn
their personal finances.
Keywords: Credit Shari'a - The Financing of the Property

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Ketersediaan

Informasi Detail

Judul Seri

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No. Panggil

09 07. 118 (0012)

Penerbit

Pekanbaru : Universitas Riau – Fakultas Hukum – Hukum Perdata Bisnis., 2018

Deskripsi Fisik

ix, 81 hlm.; ill.; 29 cm

Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

09 07. 118 (0012)

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

HUKUM PERDATA BISNIS

Info Detail Spesifik

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Pernyataan Tanggungjawab

DAUS

Versi lain/terkait

Lampiran Berkas

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